GET CASH TODAY
USE PERSONAL ASSETS AS COLLATERAL
At PawnSh8p, we provide cash loans when banks and other lenders cannot. Using personal assets as collateral, just about anyone, including foreigners, can secure a cash loan in only a few minutes.
FAST & EASY PROCESS
To secure a loan, there are no applications, no credit history checks, and no employment status requirements. Simply visit a PawnSh8p with your assets and identification, sign your loan voucher (pawn ticket receipt), and provide a fingerprint scan to receive your loan.
APPRAISALS BEFORE YOU GO
Join us in chat on Line @pawnsh8p. Share photos and details of your items. If your items include boxes, accessories, and/or certificates, be sure to share this detail – with pictures too.
Once we have your info, we’ll provide an estimated cash loan value and recommend a shop near you. Note that we need to inspect your property first hand to give a final loan value.
SECURITY
You can rest easy knowing your personal assets are safe and vault room secured until you are ready to repay your loan. Security services are provided 24/7 to protect our shop and your property.
ACCEPTABLE ASSET TYPES
WATCHES
JEWELRY
ELECTRONICS
LOW INTEREST RATES
Interest rates on a pawn loan are much lower than most unsecured personal bank loans. Pawn loan interest rates are 2% per month on the first 2,000 Baht, and 1.25% per month on all remaining loan value.
RENEWABLE LOAN TERM
With each payment, your loan term is renewed and a new loan voucher is issued. This can be done as many times as needed. Each renewed loan term will provide an additional 4 months and 30 days to make another payment.
NO COMPOUND INTEREST
At a bank, interest is compounded and added to your principal loan amount each month. This will increase the minimum payment each month.
At PawnSh8p, your unpaid interest will not be added to your principal loan amount each month. So your minimum payment will not increase.
NO MONTHLY PAYMENTS
PawnSh8p loans are deferred payment loans. That means, you are not required to make monthly payments. However, you must make at least 1 loan payment within each loan term to avoid a loan default. Loan payments must cover, at a minium, all accrued interest at the time of payment.
MAKING PAYMENTS
All payments must be transacted at the shop where the loan was acquired. Upon payment, a new loan voucher will be issued. This must be done in person at the shop where you received your loan.
REMOTE PAYMENT ASSISTANCE
We offer payment assistance by phone. Contact us for your minimum payment requirements and make a bank transfer. Once the bank transfer is complete, you MUST contact the shop, or chat support on Line, with the payment details.
BANK TRANSFER NOTICE!
A bank transfer does not complete your loan payment. If you make a bank transfer, you must contact us with the details on the same day the transfer was made so that your loan payment can be processed. You must then retrieve your new loan voucher.
